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What if paying your bills could actually pay you back?

Welcome to CheQ — India’s most rewarding credit card bill payment platform.

Join 30 lakh+ users who earn rewards every month by paying their credit card bills on CheQ.

Manage all your credit card bills in one place & earn 1% CheQ Chips on every bill payment, which you can redeem to:

• Get discounts on upcoming bill payments
• Redeem vouchers from top brands like Amazon, Flipkart, Myntra, & more
• Redeem Chips for premium products like iPhone, PS5, Ray-Ban Meta Glasses & more during special offers.

What can you do on CheQ?

• Credit Card Bill Payments: Pay your credit card bills seamlessly & earn rewards on every payment.
• Instant Settlement: Credit card bill payments on CheQ are instant & typically settled within 2 minutes.
• Utility Bill Payments with Credit Card: Pay important bills using your credit card: Electricity, FASTag recharge, Insurance, Water, Mobile prepaid, LPG cylinder, Landline & broadband. Quick tip: Use CheQ Chips to get discounts on utility bill payments, too.
• Education Fee Payments with Credit Card: Pay: Tuition fees, School fees, College fees.
• CheQ Wisor: Meet Wisor, India’s first AI Credit Advisor: helping you stay on top of credit decisions, payments, & what to do next.
• CheQ Insta Cash: Access unsecured & secured credit offerings: Personal loans starting at 14% OR Loan Against Mutual Funds up to ₹5,00,00,000 with interest rates starting 10.49%.
• Get India’s First LED Credit Card: Meet the CheQ AU Credit Card, lighting up your life with rewards. Earn 12% rewards on paying your utility bills, flight & hotel bookings, and on your favourite brands like Amazon, Flipkart, Unicorn Stores (Apple), Zomato & BigBasket. Get 5% rewards on 10,000+ brands like Myntra, Zepto, Uber, and more across dining, travel, shopping & beyond. Your everyday rewarded in every way with 2.5% on CheQ UPI, coming soon. And 1% on everything else.
• Book Flights & Hotels on CheQ Travel: (only for CheQ AU Credit Card Holders) Get 12% rewards on flight & hotel bookings. Book at zero cost using CheQ Points. Enjoy the lowest fare guaranteed on every trip & stay.

Payments you can trust

CheQ uses PCI DSS & CICRA-certified payment security protocols. All transactions are encrypted & protected end-to-end.

Our partner NBFCs

• Earlysalary Services Private Limited (Formerly known as Ashish Securities Private Limited)
• Poonawalla Fincorp Limited

What we offer

• Min & Max Repayment Period: 3 months to 84 months
• APR: 13.5% to 45%

Sample Personal Loan Calculation:

Let's say you borrow ₹5,00,000 for 3 years, then:

• Processing fee (3% of loan amount + 18% GST) cost to: ₹17,700
• Interest rate: 20% p.a. (on reducing principal balance interest calculation)
• Your EMI will be: ₹18,582
• Total amount to be paid: ₹18,582 x 36 = ₹6,68,952
• Total interest paid: ₹1,68,945
• Total cost of loan: ₹1,68,945 + ₹17,700 = ₹1,86,645
• APR (Annual Percentage Rate): 21.92%

Eligibility for Personal Loan:

• Age: 21-55 yrs
• Minimum in-hand monthly salary requirement: ₹25,000 above
• Nationality: Indian

Eligibility for Loan against Mutual Fund:

• Age: 18-65 yrs
• Minimum Portfolio Size: ₹50,000
• Nationality: Indian
• Interest rate for Loan against Mutual Fund: 10.49% Per Annum

We support cards issued by HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, Yes Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, DBS Bank, South Indian Bank, American Express, HSBC Bank, etc. We support all cards issued on the VISA, Mastercard, Rupay, & Diners Club Networks.

Privacy Policy: https://www.cheq.one/privacy-policy
Contact Us: We're here to solve your concerns & value your feedback. Reach out to us at support@cheq.one.

tags - CheQ: Credit Card Bill Payments | CheQ Chips, Rewards & Cashback | Education Fee Payments with Credit Card | Unsecured Personal Loans with the lowest interest rates | Apply for new Credit Cards