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AU 0101 – Savings Account, Credit Card, UPI & More by AU Small Finance Bank

AU 0101 by AU Small Finance Bank offering 180+ banking and lifestyle services across savings accounts, UPI, credit cards, loans, investments and Video Banking. Trusted by millions of customers across India.

Seamless Banking

• Open Savings or Current Accounts in minutes — zero paperwork, no branch visit needed
• Manage multiple AU Small Finance Bank accounts from a single dashboard
• Instant access to balances, statements, and full transaction history
• Request cheque books, update KYC details, and control account settings on the go
• Download account statements to your iPhone — PDF or Excel, your choice

Easy Money Transfers

• UPI Payments: send, receive, or scan & pay instantly at stores or with friends
• NEFT, IMPS & RTGS transfers — fast, safe, and available 24/7
• Pay electricity, gas, water, broadband, and other utility bills in seconds
• Recharge mobile, DTH, and data packs instantly
• Schedule recurring or future-dated payments — never miss a due date again
• Pay credit card bills, loan EMIs, and insurance premiums — all in one place

Credit & Loans at Your Fingertips

• Apply for AU Credit Cards offering cashback, travel rewards, and lifestyle benefits
• Complete Video KYC from your iPhone — branch-quality onboarding, zero travel
• Apply for personal loans, vehicle loans, or business loans — entirely in-app
• Track your loan and credit card application status in real-time
• Get pre-approved and personalised offers based on your banking profile
• Manage credit card spends, set limits, and block or unblock your card instantly

Video Banking — AU Small Finance Bank Exclusive Advantage

• Open accounts, renew deposits, raise service requests, and transfer funds — all over a secure live video call with a dedicated AU banking expert
• Branch-level personalised service from anywhere in India — available 7 days a week
• No queues, no travel, no waiting — real human banking, entirely on your schedule
• Speak to a relationship manager for loan guidance, investment advice, and more

Grow Your Wealth

• Open Fixed Deposits (FDs) and Recurring Deposits (RDs) with competitive interest rates
• Auto-renew or close deposits instantly — no paperwork required
• Invest in mutual funds, IPOs, and equities directly from the app
• Track and manage your entire investment portfolio in one place
• Get personalised wealth recommendations tailored to your financial goals
• Compare interest rates and simulate maturity values before booking a deposit

Lifestyle & More

• Auto-pay for bills — electricity, broadband, OTT subscriptions, and more
• Book flights, hotels, and buses within the app
• Exclusive discounts on dining, shopping, travel, and entertainment with AU cards
• FASTag recharge and toll management
• Gift cards and vouchers for top brands, redeemable instantly

Smart Alerts & Controls

• Instant push notifications for every transaction — stay in control at all times
• Set spending limits on your debit and credit cards
• Activate or deactivate international card transactions with a single tap
• Get due date reminders for EMIs, bills, and card payments before they're missed

Bank-Grade Security

• Multi-layer encryption and secure servers protect every transaction end-to-end
• Face ID, Touch ID, and mPIN for fast, secure app access every time
• Virtual card numbers for safer online shopping
• Device binding and session management for additional account protection
• Your data is never sold or shared without your explicit consent

Note: Transaction access requires registration with your Debit/Credit Card details. Certain information may be shared with authorised financial partners under strict confidentiality. For support: customercare@aubank.in or visit au.bank.in

Download AU 0101 today — and carry your bank in your pocket.