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The Best Credit Card for Travellers With Zero Joining Fees.

Scapia is built for travellers, designed to be used for everyday spends so your daily expenses can turn into travel experiences over time. Earn rewards on daily spends, enjoy zero forex markup, unlock airport privileges and access to a travel ecosystem - all in one seamless app experience.

Key Features

Earn on Daily Spends + Travel

Use your Scapia card on everyday purchases and earn 10% rewards on online and offline spends and 5% on UPI spends. Earn unlimited rewards every month - there's no cap on earning rewards per month or per transaction. (5 Scapia Coins = ₹1)

Redeem coins directly on the Scapia app for: Flights • Hotels • Trains • Buses • Visas • Experiences • Trips • Shopping

No complicated conversions. No hidden conditions. Just rewards you can actually use.

Zero Forex Markup

Swipe internationally without worrying about hidden charges.

With 0% forex markup, Scapia is one of the smartest ways to spend globally - whether you're travelling abroad or shopping internationally.

Airport Privileges That Go Beyond Lounges

Access more than just lounges. Enjoy flexibility at airports with benefits across dining, shopping, spa, and lounge access.

• Up to ₹1,000 in rewards at domestic airports and domestic lounge access unlocked on spending ₹20,000 and more the previous billing cycle
• Up to ₹2,000 back in rewards on duty-free shopping or dining at international terminals in India, unlocked on booking an international flight of ₹50,000 or more via the Scapia app

Seamless Travel Ecosystem

Plan and book your entire journey in one place.

From flights and hotels to trains, buses, and experiences - Scapia brings everything together in a single, easy-to-use app.

Scapia Pay (UPI Integration)

Now earn 5% rewards on everyday UPI transactions using their Scapia Federal RuPay and Scapia BOBCARD RuPay credit cards.

Add-on Cards for Family

Extend Scapia benefits to your spouse or immediate family.

Enjoy shared access to zero forex markup, rewards, and the full Scapia travel ecosystem - making family travel smoother and more rewarding.

Zero Joining Fee & Zero Annual Fee

No hidden costs. No pressure to hit spending milestones. Just use the card the way it fits your lifestyle.

Benefits: Why Users Love Scapia

Rewards That Are Simple & Transparent

No complicated conversions. Your daily spends earn you rewards in the form of Scapia coins, which you can see and redeem easily in the app.

Travel Funded by Everyday Life

Instead of letting rewards sit unused, Scapia turns your regular expenses into something tangible - your next trip.

Designed for Modern Travellers

Whether it's a quick weekend trip or an international vacation, Scapia adapts to how you travel today - flexible, frequent, and app-first.

Access to the Exhaustive Travel Ecosystem

From booking tickets, hotels, destination experiences and shopping as per the trip - Scapia offers a travel ecosystem that has it all.

Use Cases

• Daily users: Spend on daily spends, including UPI payments and earn rewards in the form of Scapia Coins
• Frequent travellers: Save on forex, earn rewards, and use them across bookings
• Occasional travellers: Let everyday spending build your travel fund over time
• International travellers: Avoid forex fees and use add-on cards for family trips

Trust Signals

• Issued by Federal Bank and BOBCARD
• Fully digital, secure, and easy onboarding process
• Transparent rewards system with no hidden fees
• Growing base of users sharing positive Scapia reviews

Ready to Travel Smarter?

Apply for the Scapia co-branded credit cards and unlock a smarter way to spend and travel.

Earn on everyday transactions, save on international spends, and unlock travel benefits - all with one powerful card.

Important Information: Apple is not a sponsor of, nor is it involved in, any promotions, rewards programs, or offers provided by Scapia.