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Description

MobiKwik is India's favourite app for instant loans up to ₹15 Lakhs, seamless UPI payments, and high-yield investments. Trusted by 18.6 Crore+ users, we provide a secure ecosystem for all your financial needs.

Instant Personal Loans

Get the funds you need with a 100% digital process.

Credit Limit: From ₹30,000 up to ₹15,00,000.
Instant Disbursal: Funds in your bank account in minutes.
Tenure: Flexible repayment from 3 to 36 months.
Interest Rates: Starting from 0.8% per month.

Sample Loan Calculation:
Loan Amount: ₹50,000 | Tenure: 12 months
APR: 16% p.a. | EMI: ₹4,537
Processing Fee (2%): ₹1,000
Total Repayment: ₹55,444

UPI & QR Payments

Experience lightning-fast payments with India's most versatile UPI app.

Scan & Pay: Pay at any merchant QR code instantly.
RuPay Credit Card on UPI: Link your card and scan to pay at any store.
Money Transfer: Send money to any UPI ID, mobile number, or bank account.
Self Transfer: Move funds between your own bank accounts effortlessly.

Pocket UPI

The power of UPI without a bank account.

No Bank Required: Use your wallet balance for UPI transactions.
Clean Statements: Keep small daily spends off your bank passbook.
Biometric Security: Pay via Fingerprint or Face ID - no PIN needed for small scans.
Top-up option Limits: Load wallet via Credit Card, Debit Card or UPI.

India's Leading Digital Wallet

MobiKwik is India's pioneer in digital wallet payments, offering unmatched speed and flexibility.

Add Money via Credit Card: Use your credit card to load your wallet and manage spends.
Transfer to Bank: Move your wallet balance to any bank account instantly.
Widest Acceptance: Pay at 1 Million+ online and offline brands like Zomato, Swiggy, Flipkart, BigBasket, 1mg, Myntra & many more.
One-Tap Checkout: Enjoy the fastest checkout experience without waiting for OTPs.

MobiKwik First Card

A credit card for everyone, backed by a Fixed Deposit

100% Guaranteed Approval with no income proof.
Earn up to 7.9% interest on your FD while you spend.
The fastest way to build or improve your credit score.

Wealth & Investments

Fixed Deposits: Industry-leading returns up to 8.3% p.a.
Invest in Bonds: Secure your future with stable returns on high-rated Bonds.
Stock Tracking: Monitor and track your stocks and portfolio performance in real-time.
Digital Gold: Buy or start a SIP in 24K pure gold from ₹10.
LENS Spend Tracker: Track balances across banks and get smart insights.