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Description

Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians.

We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm.

Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly.

Why Paytm?

India's safest, most secure UPI money transfer app
Powered by top Indian banks
Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes

Innovations Only on Paytm UPI

Hide & Unhide Payments - Only you control your transaction visibility.
Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number.
Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing.
Spend Analytics - Categorised spend insights, month-on-month tracking.
Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users).
Receive Money Widget - Coin sound & notification every time you receive a payment.
Scan & Pay Widget - Scan QR right from your home screen.
Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly.
Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups.
Self Transfers - Move money between your own bank accounts instantly.

Payment Methods – UPI Your Way

Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more.
Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements.
RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online.
UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more.

Recharges, Utility Bill Payments & More

Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL
DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.)
Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more

Pay at Online Stores

100+ apps supported - food delivery, grocery, shopping & OTT

Set UPI PIN

Secure every transaction. 4 or 6-digit UPI PIN setup required.

Rent Payments Made Easy

Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap.

Paytm Card Machines (Soundbox + Swipe)

Merchants across India now accept Paytm card machines. You can:

Scan QR and pay
Swipe credit/debit cards securely

All with real-time payment confirmation via iconic Paytm sound.

Personal Loans on Paytm

Loan: ₹50,000 to ₹25,00,000
Loan Tenure: 6–60 months
Loan Interest Rate: 10.99%–35% p.a.
Loan Processing Fee: 0–6%

Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186

Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp

Check Credit Score for Free to Get Instant Cash Loan

Travel Made Easy

Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status
Buses: Instant ticketing with major operators
Flights: Compare fares, book and manage trips easily