Baldi's Basics Classic

PNB ONE is an amalgamation of various banking processes being delivered through single platform. This is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips.

Services Available / Features of PNB ONE

Interactive Interface

• Redesigned dashboard with more features available on the dashboard
• Access all the accounts on the dashboard itself.

Accounts

• All accounts will be displayed in illustrative manner (Savings, Deposits, Loan, Overdraft, Current)
• Detailed view of account statement
• Check Balances

Transfer Funds

• Regular Transfers - "Self" (for own accounts), "Within" (for PNB accounts) & "Other" (for non-PNB accounts). NEFT/IMPS/UPI for Interbank fund transfers.
• Instant Transfers (without adding beneficiary) - IMPS using MMID and Quick Transfer without adding beneficiary.
• Indo-Nepal Remittance

Invest Funds

• Open a term deposit account
• Mutual Funds
• Insurance

Transactions

• My transactions will display all the recent transactions
• My Favorite Payee will show list of recent payees
• Schedule a transaction
• Recurring transactions

Safe and Secure

• Sign in much faster and simpler with your fingerprint
• 2 factor authentication
• Encryption

Manage Debit Card

• Apply for a new card
• Update limits of ATM withdrawal, POS/Ecomm transaction
• Hotlist debit card

Manage Credit Card

• Link/De-link Credit Card
• Auto Payment Registration
• Auto Payment De-Registration
• Change card limit
• Statement on e-mail
• Damaged card replacement

Unified Payment Interface (UPI)

• Send/Collect money through UPI
• Transaction History
• Complaint Management
• User Deregistration

Scan & Pay (BHARAT QR)

• Make Payment by scanning QR directly.
• Link your cards once and make the payment directly from the account.

Pay Bills/Recharge

• Register your biller pertaining to Mutual Fund, Insurance, Telecom, Electricity, DTH, Credit Card etc.
• Pay bills directly to your registered biller.

Languages

Available in English and Hindi

Cheques

• Inquire Cheque Status
• Stop Cheque
• Request for Cheque book
• View Cheque

M-Passbook

• View account statement of account
• Download account statement in PDF for offline purposes.

Favourites

Value Added Services

• PAN/Aadhar Registration
• E-mail ID Updation
• E-statement registration
• E-statement de-registration
• MMID (used for IMPS)
• Last 10 SMS

Complaint Service Management

• Raise a complaint/Service Request
• Track your request
• Request history