Stick War: Legacy

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Description

True Balance is now on iOS!

True Balance is an online personal loan app trusted by over 80 million Indians. It is a secure digital platform for personal loans, payments, and financial services with a simple mission: Finance for All. We are authorised by the RBI as a Prepaid Payment Instrument (PPI) issuer and also facilitate digital personal loans ranging from ₹1,000 to ₹2,00,000 (Disbursal Amount) for a tenure of a minimum of 6 months to a maximum of 24 months through RBI-registered NBFCs.

Additionally, we enable access to digital personal loans up to ₹5,00,000 through RBI-registered NBFCs in partnership with our fintech partners, with flexible tenures ranging from 12 to 48 months, subject to the lender's policy.

With our initial iOS version, you can now apply for personal loans seamlessly. More features like Digital Wallet, Gift Wallet, and others are coming soon!

Personal Loans Made Easy

Personal Loan Amount: Borrow up to ₹5,00,000 (Disbursal Amount) by the NBFCs in partnership with our Fintech Partners
Tenure: Flexible repayment periods of 6 to 48 months (as per lender's policy)
Disbursal: Loan credited directly to your bank account by the RBI registered NBFCs
Processing Fees: Affordable & transparent, with no hidden charges
APR: ranges from 28.8% to 78% for loans disbursed by our NBFC partners and the NBFCs in partnership with our Fintech Partners
EMI Due Date: 1st, 3rd, 5th, 10th, 15th, 20th of every month

Why Choose True Balance?

100% Digital – apply anytime, anywhere
Safe & Secure – encrypted platform
Transparent Terms – no hidden costs
Low Processing Fees – affordable for borrowers
24x7 Access – financial support when you need it most

Example Loan Calculation

Loan Type: Unsecured Personal Loan
Amount: ₹10,000
Tenure: 6 months
Interest Rate: 2.4% per month
Processing Fee (6%): ₹600 + GST (₹108) = ₹708
Total Interest: ₹844
EMI: ₹1,807
Total Repayment: ₹11,550 (includes interest + processing fee + GST)

How to Apply

Install the True Balance app
Register with your mobile number
Submit KYC documents
Complete a few steps to check loan eligibility
Receive the approved loan amount directly in your bank account.

Our Lending Partner Details

True Credits Private Limited

Our Fintech Partner

Prefr (Dreamplug Technologies Private Limited)

Responsible Lending

True Balance adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.